Should I Purchase Flood Insurance If I’m Not in a Flood Zone?
Posted: August 16, 2023
Flood insurance covers direct physical loss to your home structure and belongings caused by flooding. If the area where you live is not in a flood zone, you may think you are safe from flooding. The fact is that flooding is the most common natural disaster in the country. Many flood-related insurance claims come from areas with a low to moderate flood risk. What Does...
PPO vs. HMO: Which Is Right for You?
Posted: August 10, 2023
Choosing a health insurance plan is a crucial decision. There are various factors to consider, including cost. The first choice to make is the type of health plan that works best for you. Two of the most common types are HMOs and PPOs. The following is some basic information about both types of health insurance plans and the key differences between them. What Is an...
6 Reasons to Get Business Insurance Now
Posted: August 4, 2023
If you are wondering when the best time is to get business insurance, the answer is now. The protection it can provide is essential for your business, and some types of coverage may be required by law. The following are six reasons to purchase a business insurance policy now: Some Business Insurance Is Required by State Law Most states require small businesses to carry some...
Home Insurance for Rental Properties: What You Need to Know
Posted: August 1, 2023
Many people who own homes today rent them out to others. If you are renting out your home, whether on a short-term or a long-term basis, it is essential to understand that your homeowners insurance may not cover losses incurred while the property is being rented. The following is information about insurance coverage for renting out a residence in different scenarios. Short-Term Rentals of a...
Is There a Right Time to Purchase Health Insurance?
Posted: July 25, 2023
Injuries, illnesses, and other medical emergencies can be unpredictable. Having good health insurance can help you get the preventive care and diagnostics you need to stay healthy and reduce the financial burden in case medical emergencies suddenly occur. The sooner you have health coverage, the better you can protect your own and your family’s health. Why Do You Need Health Insurance? The days when individuals...