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Understanding Long-Term Care

Understanding Long-Term Care

It may not be wise for people over the age of 65 to rely on Medicare or private health insurance. Medicare does not cover custodial care, and private health insurance rarely pays any long-term care costs. Depending on your financial situation, long-term care insurance may be your best option for peace of mind and financial benefits as you age. What Is Long-Term Care Insurance? Many...

Understanding Workers' Comp

Understanding Workers' Comp

Workers’ comp is not a perfect system, and sometimes things can wrong or fall through the cracks. If an employee filed a valid claim, workers’ comp should cover all their medical expenses resulting from the work-related injury. If anything goes wrong with this process, it is important to find out what went wrong with the claim and get it corrected. How Does An Employee File...

5 Steps To Follow After A Car Accident

5 Steps To Follow After A Car Accident

No matter how diligently you drive, car accidents are sometimes unavoidable. It is important to know about the following steps to take in case you are involved in a crash. Step 1: Check Yourself & Your Passengers For Injuries If you are injured, call 911, or asked someone else to do so if you are unable. If you have passengers in your vehicle, check to...

Will Dental Insurance Cover Mouth Injuries?

Will Dental Insurance Cover Mouth Injuries?

Millions of teeth are knocked out every year in athletic events. Injuries affecting the face and mouth account for a significant number of common sports injuries. If you are active in sports, or if you have children who are, you may be wondering if your dental insurance covers mouth injuries. The answer depends on what kind of coverage you have, and the type of injury...